The Indian Railways now offers a travel insurance cover of Rs10 lakh at a near-zero premium of just 49 paise.
While passengers book train tickets using the Indian Railways Catering and Tourism Corporation (IRCTC) website, they get an option to opt for ‘Travel Insurance’. If they click on it, all passengers booked under one PNR (Passenger Name Record)are covered under the insurance scheme.
Who is eligible for travel insurance?
Only Indian citizens who book their tickets using the IRCTC website or mobile are eligible to avail the insurance cover. According to the IRCTC website, death, permanent total disability, permanent partial disability and hospitalization expenses for injury and transportation of mortal remains following a train accident or untoward incident are covered under the travel insurance policy.
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