Who cares about buying travel insurance for train journeys? You should, especially when you can get insurance coverage of up to Rs 10 lakh for financial protection against train accidents and other untoward incidents, including robbery, at a near-zero premium of 68 paise.
You may have overlooked it, but the Indian Railway Catering and Tourism Corp (IRCTC) was so far providing you free and mandatory travel insurance each time you booked a ticket through its website or mobile app. Not anymore.
With effect from September 1, IRCTC’s rules on travel insurance have changed. It is no more mandatory nor free.
While booking tickets on the IRCTC site for your train journeys, you will find an option on “Travel Insurance” where you can choose whether you want travel insurance or not. Since the cost is merely 68 paise, it is advisable to opt for it. Read More